By Bob Jones
Are you looking for a payday advance loan but need help deciding which company to choose? With so many companies offering payday advance loans, knowing which option is the best is not easy. That’s why we’ve compiled this list of the top 25 payday advance loan companies in the USA with rates and fees. We extensively researched each lender to ensure you get the most competitive rate and fees when applying for a loan. So read on to find out more about the best payday advance loan lenders available today!
Company Name: Rate & Fees:
1) LendUp
LendUp offers short-term loans with interest rates as low as 29% and fees as low as $15. The loan amounts range from $100-$500, and repayment terms are flexible.
2) CashNetUSA
CashNetUSA is one of the most popular payday advance lenders in the US, offering loans with interest rates between 99%-199% APR and a maximum fee of $30. Loan amounts start at $100, and repayment terms vary depending on state regulations.
3) Check Into Cash
Check Into Cash offers short-term loans with interest rates ranging from 10%-19%, depending on your credit profile. Fees can be up to $25 for every $100 borrowed, and loan amounts typically start at $50.
4) Advance America
Advance America is one of the most recognizable payday advance loan companies in the US, offering loans with interest rates ranging from 180% to 680%. Fees vary by state and are typically up to $25 for every $100 borrowed.
5) MoneyLion
MoneyLion offers short-term loans with interest rates as low as 30%, and fees can be as low as $12 for every $100 borrowed. Loan amounts range from $50-$1000.
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6) Speedy Cash
Speedy Cash offers short-term loans with interest rates as low as 29% and fees starting at $10 per $100 borrowed. Loan amounts range from $50-$1,000, and repayment terms can be flexible.
7) Ace Cash Express
Ace Cash Express offers payday advance loans with interest rates ranging from 15%-30%, depending on your credit profile. Fees may be up to $25 for every $100 borrowed, and loan amounts start at $100.
8) Check ‘n Go
Check ‘n Go offers payday advance loans with interest rates ranging from 10%-22%, depending on your credit profile. Fees are typically up to $20 for every $100 borrowed, and loan amounts typically start at $50.
9) Spotloan
Spotloan offers short-term loans with interest rates ranging from 120% to 450%, depending on the state. Fees can be up to $15 for every $100 borrowed, and loan amounts range from $100-$1,000.
10) MaxLend
MaxLend offers short-term payday advance loans with interest rates as low as 83%. Fees vary by state but are typically up to $30 for every $100 borrowed. Loan amounts range from $100-$2,500.
11) Fast Cash
Fast Cash offers payday advance loans with interest rates as low as 28%. Fees can be up to $35 for every $100 borrowed, and loan amounts typically range from $50-$1,500.
12) OppLoans
OppLoans offers short-term loans with interest rates ranging from 59% to 199%, depending on the state. Fees vary by state but can be up to $30 for every $100 borrowed. Loan amounts start at $200.
13) Big Picture Loans
Big Picture Loans offers payday advance loans with interest rates ranging from 38%-118%, depending on the state. Fees can be up to $20 for every $100 borrowed, and loan amounts start at $200.
14) Cash Central
Cash Central offers short-term loans with interest rates as low as 13%. Fees may be up to $15 for every $100 borrowed, and loan amounts typically range from $50-$1,000.
15) CashAdvance.com
CashAdvance.com offers payday advance loans with interest rates ranging from 10%-19%, depending on your credit profile. Fees can be up to $30 for every $100 borrowed, and loan amounts start at $50.
16) LoanByPhone
LoanByPhone offers short-term loans with interest rates as low as 29%. Fees can be up to $25 for every $100 borrowed, and loan amounts range from $50-$1,000.
17) MoneyMutual
MoneyMutual offers payday advance loans with interest rates ranging from 17%-35%, depending on the state. Fees may be up to $30 for every $100 borrowed, and loan amounts start at $50.
18) Check Into Cash
Check Into Cash offers payday advance loans with interest rates as low as 17%. Fees can be up to $27 for every $100 borrowed. Loan amounts typically start from $50-$1000.
19) Mypaydayloan.com
Mypaydayloan.com offers short-term loans with interest rates as low as 22%. Fees vary by state and are typically up to $25 for every $100 borrowed, and loan amounts start at $200.
20) LendUp
LendUp offers payday advance loans with interest rates ranging from 10%-30%, depending on your credit profile. Fees can be up to $15 for every $100 borrowed, and loan amounts range from $50-$250.
21) CashNetUSA
CashNetUSA offers short-term loans with interest rates as low as 8%. Fees may be up to $10 for every $100 borrowed, and loan amounts may start at $300.
22) Advance America
Advance America offers payday advance loans with interest rates ranging from 20%-300%, depending on the state. Fees can be up to $25 for every $100 borrowed, and loan amounts typically range from $50-$500
23) Cash4You
Cash4You offers short-term loans with interest rates as low as 26%. Fees may be up to $20 for every $100 borrowed, and loan amounts start at $50.
24) Moneytree
Moneytree offers payday advance loans with interest rates ranging from 10%-30%, depending on the state. Fees can be up to $17 for every $100 borrowed, and loan amounts may range from $50-$1,000.
25) Check City
Check City offers short-term loans with interest rates ranging from 15%-110%, depending on the state. Fees may be up to $30 for every $100 borrowed, and loan amounts start at $50.
Conclusion
Payday advance loans can provide quick access to funds in emergencies. If you are considering taking out a payday loan, it is important to compare the different rates and fees offered by the various lenders. Taking out a payday loan should always be done as a last resort. It’s also wise to pay back your loan as quickly as possible, so you don’t incur additional interest or fees.